Restaurant funding
Growth capital for your restaurant — without debt
Get $10,000 to $50,000 per locationin upfront capital by selling food & beverage credit in bulk — no loans, no interest, no equity. Funded within 30 days, repaid naturally as new guests dine at your restaurant over 16–24 months.
How it works
Funding that pays for itself
It's not a loan — it's an advance on future dining. You receive capital upfront by selling food & beverage credit for your restaurant. That credit is resold to millions of diners who visit your restaurant to redeem it, repaying the advance naturally over 16–24 months while bringing you new guests.
Apply in two minutes
Tell us about your restaurant — name, location, and revenue range. We handle the qualification review and paperwork on your behalf.
Sell dining credit in bulk
Instead of taking on a loan, you sell food & beverage credit for your restaurant in bulk — think of it as one large gift card purchase, paid upfront to you.
Get funded in weeks
Once approved, onboarding takes 2–4 weeks and your initial funding is wired directly to your bank account. Qualifying restaurants receive at least $10,000 per location.
New guests redeem the credit
The credit is resold to a network of millions of diners with incentives to visit your restaurant — driving first-time and repeat guests over 16–24 months.
Why operators use it
More than money in the bank
Capital without debt
No loans, no interest, no equity given up. The funding is non-restrictive and non-dilutive — it pays for itself as guests dine with you.
More guest visits
The credit puts your restaurant in front of millions of high-value diners, with incentives that drive discovery and repeat visits — and can throttle traffic to fill seats when you need them most.
Higher spend per visit
Guests dining on credit spend up to 40% more per visit and tip more than average guests, boosting revenue on every table.
Room to grow
After 2–6 months, most operators qualify for larger long-term packages ranging from $50,000 to $5 million+. Groups with 15+ locations can access $10M+.
Do you qualify?
If your restaurant meets all three criteria below, you're guaranteed a minimum of $10,000 per location in initial funding:
- Full-service restaurant that takes online reservations
- Minimum 4-star Google rating
- $1 million+ in annual revenue per location
Not a perfect fit? Best-in-class quick-service and multi-unit concepts in major metros are considered too. Submit your details and we'll review your qualification, handle the application for you, and come back with a personalized funding range — usually within 1–3 business days.
Want to understand how we grow restaurants online? See how our services work or request a free presence audit.
Apply for restaurant funding
Free to apply. No credit check, no obligation — we do the legwork.
FAQ
Common questions about restaurant funding
How can I get funding for my restaurant without taking a loan?
You sell food & beverage credit for your restaurant in bulk — like a large upfront gift card purchase. A funding partner buys the credit at a discount, wires you cash within 30 days, then resells it to diners over 16–24 months. There's no interest, no debt on your books, and no equity involved.
How much funding can a restaurant get through food credit sales?
Initial funding ranges from $5,000 to $50,000 per location. Full-service restaurants that meet the qualification criteria (4+ star Google rating, $1M+ annual revenue, online reservations) are guaranteed at least $10,000 per location. After 2–6 months, operators typically qualify for transitional packages from $50,000 to over $5 million. Enterprise groups with 15+ units can exceed $10 million.
How fast can a restaurant receive the funding?
After approval, onboarding takes 2–4 weeks. The initial funding is wired to the restaurant's bank account when they go live — typically within 30 days of signing the agreement.
What are the qualification criteria for restaurant funding?
The ideal candidate is a full-service restaurant that takes online reservations, has a minimum 4-star Google rating, and generates $1 million or more in annual revenue per location. Best-in-class quick-service and multi-unit concepts in major metros are also considered, especially high-volume or award-winning operations.
Is selling food credit the same as taking a loan or giving up equity?
No. The capital is non-dilutive (you keep 100% ownership) and non-debt (nothing appears as a liability on your balance sheet). You're simply pre-selling dining credit. The credit is repaid naturally as guests redeem it at your restaurant over time — there are no monthly payments and no interest charges.
What does it cost to apply for restaurant funding?
Nothing. The application is free, there is no credit check required for the initial review, and there is no obligation. We review qualification, prepare the application, and manage the process on your behalf at no charge. You'll receive a personalized funding range within 1–3 business days.
Can quick-service restaurants (QSR) qualify for this funding?
Yes, though funding amounts start lower — typically $5,000 per location for QSR versus $10,000+ for full-service. Best-in-class multi-unit QSR concepts in major metros, especially award-winning or high-volume operations, are strong candidates for higher amounts.